TurboFunding.comBusiness Funding Blog
📖 How-To Guides — 10 articles
10 articles
Jul 2, 2026 · 7 min read
How to Improve Your DSCR to Qualify for a Loan
How to improve DSCR fast: pay down high-rate debt, defer non-critical capex, lift NOI in 90 days. The three levers that move you from 1.0 to 1.25 and beyond.
Jun 29, 2026 · 8 min read
How to Survive a Cash Flow Crunch in Your Small Business
How to survive a cash flow crunch: cut variable costs first, negotiate both sides of payment terms in one week, and use funding as a complement to discipline.
Jun 25, 2026 · 7 min read
How to Switch Lenders Without Damaging Your Credit
How to switch business lenders: get the new approval first, time payments to avoid double-pay, use the 14-45 day rate-shopping window, and protect your file.
Jun 24, 2026 · 7 min read
Multi-Owner Businesses: How Lenders Assess Your Application
Multi-owner business loan applications: the 20% PG threshold, how combined personal credit affects approval, and ownership structures that close fastest.
Jun 21, 2026 · 7 min read
Financing a Partner Buyout in Your Business
Partner buyout financing: SBA 7(a) as the workhorse, the three valuation methods that drive approval, and how to sequence the CPA, attorney, and lender.
Jun 17, 2026 · 8 min read
How to Get a Restaurant Business Loan in 2026
Restaurant business loan options: equipment financing for kitchen build-outs, lines of credit for inventory, SBA 7(a) for acquisitions, and why to avoid MCAs.
Jun 16, 2026 · 7 min read
Financing a Pivot or Business Model Change
Business pivot financing: why pivots are hard to underwrite, how to stage capital around proof tranches, and the LOC plus RBF combo that preserves flexibility.
Jun 14, 2026 · 8 min read
How Do I Find a Trustworthy Business Lender?
How to find a trustworthy business lender: BBB ratings, state registrations, transparent fee disclosure, and the red flags that should make you walk away.
Jun 2, 2026 · 7 min read
What's the Best Time of Year to Apply for a Business Loan?
Best time to apply for a business loan: spring and early fall are the most responsive lender windows. Avoid late December, late August, and quarter-end weeks.
Apr 7, 2026 · 7 min read
How to Qualify for an SBA 7(a) Loan in 2026
A plain-English guide to SBA 7(a) eligibility, documentation, and timelines — and what really determines whether your application gets approved.