TurboFunding.comBusiness Funding Blog
📖 How-To Guides — 33 articles
33 articles
Aug 29, 2026 · 8 min read
How to Prepare Bank Statements for Business Loan Lenders
How to Prepare Bank Statements for Business Loan Lenders. Learn how prepare bank statements business loan works and what small business owners need to qualif...
Aug 24, 2026 · 8 min read
How to Apply for an SBA Loan Step-by-Step
How to Apply for an SBA Loan Step-by-Step. Learn how how to apply for sba loan works and what small business owners need to qualify and apply.
Aug 19, 2026 · 8 min read
How to Set Up Business Banking the Right Way
How to Set Up Business Banking the Right Way. Learn how business banking setup works and what small business owners need to qualify and apply.
Aug 14, 2026 · 8 min read
How to Recover From a Business Loan Denial
How to Recover From a Business Loan Denial. Learn how recover from loan denial works and what small business owners need to qualify and apply.
Aug 11, 2026 · 8 min read
How to Get a Small Business Loan in 2026: The Complete Guide
How to Get a Small Business Loan in 2026: The Complete Guide. Learn how small business loan works and what small business owners need to qualify and apply.
Aug 9, 2026 · 8 min read
How to Get Your Books Loan-Ready in 90 Days
How to Get Your Books Loan-Ready in 90 Days. Learn how loan ready bookkeeping works and what small business owners need to qualify and apply.
Aug 7, 2026 · 8 min read
Financing a Second Location or Expansion
Financing a Second Location or Expansion. Learn how second location financing works and what small business owners need to qualify and apply.
Aug 4, 2026 · 8 min read
How to Negotiate With Your Current Lender
How to Negotiate With Your Current Lender. Learn how negotiate with lender business loan works and what small business owners need to qualify and apply.
Aug 3, 2026 · 8 min read
Co-Signers and Guarantors on Business Loans
Co-Signers and Guarantors on Business Loans. Learn how co signer business loan works and what small business owners need to qualify and apply.
Jul 30, 2026 · 8 min read
How to Pay Off Stacked MCAs Strategically
How to Pay Off Stacked MCAs Strategically. Learn how pay off stacked mca works and what small business owners need to qualify and apply.
Jul 28, 2026 · 8 min read
Financing to Buy an Existing Business
Financing to Buy an Existing Business. Learn how loan to buy a business works and what small business owners need to qualify and apply.
Jul 25, 2026 · 8 min read
How to Choose Between Two Funding Offers
How to Choose Between Two Funding Offers. Learn how choose between business loan offers works and what small business owners need to qualify and apply.
Jul 24, 2026 · 8 min read
How to Pre-Qualify Before Applying for a Business Loan
How to Pre-Qualify Before Applying for a Business Loan. Learn how pre qualify business loan works and what small business owners need to qualify and apply.
Jul 24, 2026 · 8 min read
How Do I Compare Two Business Loan Offers?
How Do I Compare Two Business Loan Offers?. Learn how compare business loan offers works and what small business owners need to qualify and apply.
Jul 23, 2026 · 8 min read
Financing a Franchise Purchase: SBA, Equipment & More
Financing a Franchise Purchase: SBA, Equipment & More. Learn how franchise financing works and what small business owners need to qualify and apply.
Jul 20, 2026 · 8 min read
How to Refinance Merchant Cash Advance Debt
How to Refinance Merchant Cash Advance Debt. Learn how refinance mca works and what small business owners need to qualify and apply.
Jul 19, 2026 · 8 min read
Lender Red Flags Every Business Owner Should Avoid
Lender Red Flags Every Business Owner Should Avoid. Learn how red flag lender business loan works and what small business owners need to qualify and apply.
Jul 19, 2026 · 8 min read
How Do I Negotiate Better Loan Terms?
How Do I Negotiate Better Loan Terms?. Learn how negotiate business loan terms works and what small business owners need to qualify and apply.
Jul 15, 2026 · 8 min read
How to Time Your Loan Application for the Best Rate
How to Time Your Loan Application for the Best Rate. Learn how time business loan application works and what small business owners need to qualify and apply.
Jul 12, 2026 · 8 min read
How a Business Line of Credit Actually Works
How a Business Line of Credit Actually Works. Learn how business line of credit works and what small business owners need to qualify and apply.
Jul 8, 2026 · 8 min read
How to Build a Lender Pitch Deck That Gets Approved
A lender pitch deck should be 12 slides max and lead with the ask. Learn the exact structure, what defensible projections look like, and the common mistakes that kill approvals.
Jul 7, 2026 · 8 min read
Industry-Specific Underwriting Quirks Every Owner Should Know
NAICS and SIC codes can restrict your funding options before you even apply. Learn how industry underwriting works and what business owners in high-risk categories can do.
Jul 6, 2026 · 8 min read
How to Write a Business Plan for a Loan Application
Business plan for a loan: the nine sections lenders actually read, the one-page executive summary that gets you to underwriting, and the 20-page sweet spot.
Jul 2, 2026 · 7 min read
How to Improve Your DSCR to Qualify for a Loan
How to improve DSCR fast: pay down high-rate debt, defer non-critical capex, lift NOI in 90 days. The three levers that move you from 1.0 to 1.25 and beyond.
Jun 29, 2026 · 8 min read
How to Survive a Cash Flow Crunch in Your Small Business
How to survive a cash flow crunch: cut variable costs first, negotiate both sides of payment terms in one week, and use funding as a complement to discipline.
Jun 25, 2026 · 7 min read
How to Switch Lenders Without Damaging Your Credit
How to switch business lenders: get the new approval first, time payments to avoid double-pay, use the 14-45 day rate-shopping window, and protect your file.
Jun 24, 2026 · 7 min read
Multi-Owner Businesses: How Lenders Assess Your Application
Multi-owner business loan applications: the 20% PG threshold, how combined personal credit affects approval, and ownership structures that close fastest.
Jun 21, 2026 · 7 min read
Financing a Partner Buyout in Your Business
Partner buyout financing: SBA 7(a) as the workhorse, the three valuation methods that drive approval, and how to sequence the CPA, attorney, and lender.
Jun 17, 2026 · 8 min read
How to Get a Restaurant Business Loan in 2026
Restaurant business loan options: equipment financing for kitchen build-outs, lines of credit for inventory, SBA 7(a) for acquisitions, and why to avoid MCAs.
Jun 16, 2026 · 7 min read
Financing a Pivot or Business Model Change
Business pivot financing: why pivots are hard to underwrite, how to stage capital around proof tranches, and the LOC plus RBF combo that preserves flexibility.
Jun 14, 2026 · 8 min read
How Do I Find a Trustworthy Business Lender?
How to find a trustworthy business lender: BBB ratings, state registrations, transparent fee disclosure, and the red flags that should make you walk away.
Jun 2, 2026 · 7 min read
What's the Best Time of Year to Apply for a Business Loan?
Best time to apply for a business loan: spring and early fall are the most responsive lender windows. Avoid late December, late August, and quarter-end weeks.
Apr 7, 2026 · 7 min read
How to Qualify for an SBA 7(a) Loan in 2026
A plain-English guide to SBA 7(a) eligibility, documentation, and timelines — and what really determines whether your application gets approved.