25+ Years of Combined
Financial Services
Experience
Same-Day
Funding
Available
Up to
$5M
in Funding
Available
7 Days
a Week
Same-Day Small Business FundingSmall Business Funding · Working Capital · Lines of Credit · SBA Loans
Headquartered in New York City
Our Process
From application to funded in as little as one business day — four simple steps.
Complete a short online application with basic business details and your last 4 months of bank statements. Soft credit pull only — no impact to your score.
A dedicated funding specialist reviews your file and reaches out with next steps — typically the same business day.
Compare available funding options across multiple products. All rates, fees, and terms are disclosed up front with no obligation to accept.
Once finalized, funds are sent directly to your business bank account via ACH — or same-day wire if you need it faster.
Most U.S. small businesses meeting these basic requirements are eligible to apply for funding.
6+ months in business
Consistent operating activity
$10K+ monthly revenue
Shown on recent bank statements
500+ credit score
Personal FICO or better
Basic documentation
Most recent business bank statements
Your business must be operational for at least 6 months with consistent activity.
Demonstrate consistent monthly revenue of at least $10,000 to qualify for funding.
Personal credit score of 500 or higher helps secure better funding terms.
Most recent business bank statements.
Explore our range of business financing options tailored to your company's unique needs
Access the working capital your business needs to manage cash flow and day-to-day operations.
Get quick access to capital with flexible repayment based on your future sales and daily revenue.
Flexible funding that allows you to draw funds as needed and only pay interest on what you use.
Government-backed loans with favorable terms for small businesses that meet SBA eligibility requirements.
Financing specifically for purchasing or leasing equipment, with flexible terms based on the value of the equipment being financed.
Quick access to capital by selling a portion of your future daily credit card sales with transparent, simple repayment terms.
Long-term, fixed-rate financing for major assets like real estate and equipment to help your business expand.
The Difference
Why small business owners choose modern funding over the bank down the street.
| Feature | TurboFunding | Traditional Bank |
|---|---|---|
| Application Time | 5 minutes online | Hours of paperwork |
| Time to Decision | As fast as 1 business day | 2–6 weeks |
| Time to Funding | As fast as 1 business day | 30–90 days |
| Documents Required | Bank statements + basics | Tax returns, P&L, projections, business plan |
| Minimum Credit Score | 500+ | Typically 700+ |
| Collateral | Often not required | Usually required |
| Process | Dedicated specialist | In-branch visits, loan officer queue |
Comparison reflects typical industry standards. Individual bank policies and TurboFunding offers vary based on applicant qualifications and underwriting review.
Click Apply Now at the top of any page. The online application takes under 5 minutes and requires basic business details along with your last 4 months of bank statements.
Each application is reviewed on its own merits, but typical approvals involve a FICO score above 500, at least 6 months in business, and a minimum of $10,000 or more in monthly revenue.
Submit your application and you'll typically hear back within 12 hours. If approved and all documentation is complete, funds may be available as soon as the same day, subject to your bank's processing times.
Funding amounts are determined based on your business's financial profile, time in business, revenue, and creditworthiness. All offers are subject to underwriting approval. A funding specialist will review your application and present available options — there is no obligation to accept any offer.
Fixed-term products generally range from 6 months to 5 years. Revenue-based financing does not have a predetermined end date — repayment amounts fluctuate based on your business revenue as outlined in your agreement. Actual terms vary by product and applicant qualification.
Get approved in as little as a few hours. Simple process, fast funding.
