TurboFunding.comBusiness Funding Blog
📊 Credit & Eligibility — 19 articles
19 articles
Aug 28, 2026 · 8 min read
Minimum Revenue & Time-in-Business Requirements for Business Funding
Minimum Revenue & Time-in-Business Requirements for Business Funding. Learn how minimum revenue business loan works and what small business owners need to qu...
Aug 13, 2026 · 8 min read
Pre-Approval vs. Approval: The Difference for Business Loans
Pre-Approval vs. Approval: The Difference for Business Loans. Learn how pre approval vs approval business loan works and what small business owners need to q...
Aug 10, 2026 · 8 min read
The DSCR Calculator Explained: How to Use It Right
The DSCR Calculator Explained: How to Use It Right. Learn how dscr calculator works and what small business owners need to qualify and apply.
Aug 8, 2026 · 8 min read
DTI (Debt-to-Income) for Business Loans Explained
DTI (Debt-to-Income) for Business Loans Explained. Learn how dti business loan works and what small business owners need to qualify and apply.
Aug 8, 2026 · 8 min read
Why Did My Business Loan Get Denied?
Why Did My Business Loan Get Denied?. Learn how why business loan denied works and what small business owners need to qualify and apply.
Jul 31, 2026 · 8 min read
Open Banking: What It Means for Loan Approvals
Open Banking: What It Means for Loan Approvals. Learn how open banking small business loans works and what small business owners need to qualify and apply.
Jul 29, 2026 · 8 min read
Credit Score Minimums by Business Loan Type
Credit Score Minimums by Business Loan Type. Learn how credit score business loan works and what small business owners need to qualify and apply.
Jul 24, 2026 · 8 min read
How to Pre-Qualify Before Applying for a Business Loan
How to Pre-Qualify Before Applying for a Business Loan. Learn how pre qualify business loan works and what small business owners need to qualify and apply.
Jul 13, 2026 · 8 min read
The 2026 SBA Eligibility Changes: What Actually Changed
The 2026 SBA Eligibility Changes: What Actually Changed. Learn how 2026 sba eligibility changes works and what small business owners need to qualify and apply.
Jul 5, 2026 · 7 min read
Should I Use My Personal Credit for My Business?
Personal credit for business: when it's required, what hits your personal credit, and the 12-18 month plan to separate business borrowing from personal.
Jul 2, 2026 · 7 min read
How to Improve Your DSCR to Qualify for a Loan
How to improve DSCR fast: pay down high-rate debt, defer non-critical capex, lift NOI in 90 days. The three levers that move you from 1.0 to 1.25 and beyond.
Jul 1, 2026 · 6 min read
Why Your EIN Matters for Business Funding
Why your EIN matters: it's your business's SSN for credit and loans. When banks require it, when SSN-only works, and why you should set it up day one.
Jun 28, 2026 · 7 min read
Business vs. Personal Credit Score: How They Both Matter
Business vs personal credit score: how FICO drives online lenders and PAYDEX/FICO SBSS drives SBA, when one can offset the other, and the 12-18 month build.
Jun 21, 2026 · 7 min read
Why Business Loan Approval Standards Tightened in 2026
Why business loan approval tightened in 2026: rising defaults, MCA stacking, customer concentration. What lenders flag, and how to still qualify.
May 29, 2026 · 7 min read
What's the Best Business Loan for a 600 Credit Score?
The best business loan for a 600 credit score: short-term loans, revenue-based financing, equipment financing, and select LOCs. Funding in 24-48 hours.
May 27, 2026 · 7 min read
Building Business Credit: A Complete Guide for Small Business Owners
Why business credit matters, how it differs from personal credit, and the practical steps to build a strong business credit profile from scratch.
Apr 28, 2026 · 6 min read
Business Loan Documentation: What Lenders Really Want
The eight documents nearly every small business lender will ask for, what they actually look at in each, and how to clean up your file before you apply.
Mar 31, 2026 · 7 min read
Business Loan Rates Explained: APR, Factor Rate & Hidden Fees
APR vs factor rate vs interest rate vs fees — most lenders quote whichever number looks cheapest. Here's how to translate every offer into total cost of capital.
Mar 17, 2026 · 7 min read
How to Get Business Funding With Bad Credit
Bad credit doesn't disqualify your business from financing. Here's an honest look at what's actually possible at every credit tier — and how to get approved.